These Terms of Service ("Terms") are a binding agreement between you and Dany Liskovich ("note500", "we", "us"), operator of the note500 trade journaling and analytics application and website (the "Service"). By creating an account, accessing, or using the Service, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Service.
note500 lets you manually record your trades, organize them into portfolios, and view statistics, charts, seasonality context, and AI-written reviews of your own trading history. The Service is a record-keeping and analytics tool only. It does not connect to your broker to place orders, does not execute trades, and does not manage money.
note500 does not provide financial, investment, tax, legal, or trading advice, and nothing in the Service is a recommendation, solicitation, or offer to buy or sell any security, option, future, cryptocurrency, or other instrument. Statistics, seasonality data, and AI reviews are for informational and educational purposes only.
You are solely responsible for your own trading and investment decisions. Trading involves substantial risk of loss and is not suitable for every investor. Past performance — including historical seasonality statistics and your own past results — does not guarantee future results. You should consult a licensed financial professional before making decisions.
You agree not to:
You retain ownership of the trades, notes, and other content you enter ("Your Content"). You grant us a limited license to store, process, and display Your Content solely to operate and improve the Service for you. You can export or request deletion of Your Content as described in our Privacy Policy. You are responsible for keeping your own backups; export regularly.
The AI Trade Review feature uses a third-party large language model (Anthropic Claude) to generate written observations about your trading history. AI output may be inaccurate, incomplete, or misleading and must not be relied upon as advice. You are responsible for independently verifying anything you act on. Your trade data may be transmitted to the AI provider to produce these reviews; see the Privacy Policy.
The Service is currently offered in beta, free of charge. When paid plans launch, pricing, billing cycles, and any refund terms will be presented at the point of purchase and are incorporated into these Terms. Fees are stated in U.S. Dollars (USD) and, unless stated otherwise, are non-refundable except where required by law. We may change prices on a going-forward basis with notice. Because the Service is in beta, features may change or be discontinued.
The Service displays market and seasonality data derived from third-party sources and relies on third-party providers for hosting, authentication (e.g. Google Sign-In), payments, and AI. We do not warrant the accuracy, completeness, or timeliness of third-party data and are not responsible for third-party services, which are governed by their own terms.
The Service, including its software, design, branding, and content (other than Your Content), is owned by note500 or its licensors and protected by intellectual-property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for your personal or internal business use. You may not copy, modify, reverse-engineer, or create derivative works except as permitted by law.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR THAT DATA OR CALCULATIONS WILL BE ACCURATE. Some jurisdictions do not allow the exclusion of certain warranties, so parts of this section may not apply to you.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, note500 AND ITS OWNERS, EMPLOYEES, AND SUPPLIERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY TRADING OR INVESTMENT LOSSES, LOST PROFITS, OR LOST DATA, ARISING FROM OR RELATED TO YOUR USE OF (OR INABILITY TO USE) THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS BEFORE THE CLAIM, OR (B) USD $100. Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you.
You agree to indemnify and hold note500 harmless from any claims, damages, and expenses (including reasonable legal fees) arising from your use of the Service, your violation of these Terms, or your violation of any law or third-party right.
You may stop using the Service and delete your account at any time. We may suspend or terminate your access if you violate these Terms, or for any reason with reasonable notice where practicable. Sections that by their nature should survive termination (including Sections 3, 6, 10–13, and 15) will survive.
These Terms are governed by the laws of the State of Texas, United States, without regard to its conflict-of-laws rules. Any dispute arising out of or relating to these Terms or the Service will be resolved exclusively in the state or federal courts located in Texas, United States, and you and note500 consent to the personal jurisdiction of those courts.
We may update these Terms from time to time. When we make material changes we will update the "Last updated" date and, where appropriate, notify you. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.
Questions about these Terms? Reach us at [email protected] or via the support page. These Terms are operated by Dany Liskovich.